The Hidden Insurance and Liability Risks For A&E Firms 

Scott Bampton

Product Marketing Manager

Farrah Motley

Director and Founder, Prosper Law

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Episode Summary

In this episode of The Blueprint Collective, Farrah Motley, construction and A&E lawyer and Director and Founder of Prosper Law, dives into the evolving risks around insurance and liability for architecture and engineering firms. 

 

Many consultants know the risk model is broken, yet still sign unfair contracts. From commercial pressure and project prestige to the quiet fear of losing the job, Farrah explains the forces that keep risk flowing downstream. 

 

Farrah breaks down some of the key issues she’s seen:

  • How the Design and Building Practitioners Act has fundamentally changed personal risk 
  • Where consultants accidentally step outside their scope, often with good intentions and costly consequences 
  • How Design & Construct (D&C) contracts have reshaped liability in the industry 
 

Farrah also shares practical advice on how to negotiate contracts without burning relationships, how to approach tenders strategically, and what to do (and not do) when something goes wrong on a project. This episode offers grounded guidance for A&E professionals and practice leaders navigating high-risk projects in a tightening insurance landscape.  

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